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Short-term Loans

Short-term loans are designed to enable people to borrow small amounts of money in a short time period without the extensive requirements of traditional financing options for longer-term loans.  They are used to help borrower’s pay unexpected expenses that they are unable to pay otherwise.  Even though they charge a higher interest rate, short-term loans, such as a "personal loans," have grown in popularity because they can provide a convenient way to obtain needed money without the traditional financing process, requirements and qualifications.

Short-term loans only last for a short period of time and can be offered as a 2 - 4 week loan or a 6+ month “installment” loan. The loan amount varies based on loan type and lender, but is generally between $200 - $2,500. Borrowers that have a good history of paying off their short-term loans with the same lender can be approved for loan amounts beyond $2,500. Short-term loans such as “personal loans” are meant to provide immediate cash financing to solve immediate needs or emergencies. They should not be considered a long-term solution.

Personal loans do not require collateral to secure the loan.  This means you don’t have to use your property to be approved for the loan. Short-term lenders will evaluate the information provided on applications, such as the one used on this site, to decide if they can offer the requested loan. These applications collect information about the borrower, including some employment information, such as a work number, how long employed and pay frequency.

Key characteristics of short-term loans:

  • Faster processing with online applications
  • No (or minimal) physical interaction to complete the process
  • Approved online cash loans are deposited or sent to the borrower right away
  • Borrowers can set automatic repayments to avoid penalties
  • Some short-term loans can be made without checking the borrower’s credit history so bad credit is ok

There are several options available for short-term loans as listed below. You can use ConnectFinance to determine which is the best loan type for you, then connect with a lender that can provide that type of loan. Start by entering your information in the top right hand corner of the page to learn which type of short-term loan is best for you.

A "personal loan" is a financial product that provides consumers with a low amount, short-term cash loan. These loans are typically 2-3 weeks in duration and are not based on the borrower’s credit. Using a simple application, like the one on this website, personal loans provide borrowers with a financial option for quickly acquiring the money they need to cover small unexpected expenses.

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Installment loans are very similar to online personal cash loans in that it's a lending product that enables consumers to quickly acquire money needed to pay for immediate, and often, unexpected expenses. However, an installment loan is repaid over time based upon a set number of scheduled payments, instead of one lump sum like a personal cash loan.

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Auto title loans, also referred to as car title loans or cash title loans, are a type of secured loan where the borrower can use their vehicle title as collateral. Borrowers must allow a lender to place a lien on their car title, and temporarily surrender the hard copy of their vehicle title, in exchange for the loan.

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A line of credit loan is an online cash loan where credit is extended to individuals to be used as needed over a period of time. It uses a debit card to provide the credit, which the consumer uses for purchases.

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A line of credit loan is an online cash loan where credit is extended to individuals to be used as needed over a period of time. It uses a debit card to provide the credit, which the consumer uses for purchases.

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We'll Connect You With The Loan You Need

When you need to borrow money fast, ConnectFinance can help you get the cash you need in as little as the next business day. Start by entering your information above to see how much money you’re approved to receive. The process is simple, only takes a few minutes and is completely secure.

ConnectFinance is a free lender matching service that will connect you with an approved lender that can provide the cash loan you need, deposited directly into your bank account. You can be approved for a loan in just a few minutes!


How It Works

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2. Determine the
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3. Get the
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ConnectFinance can help you get the money you need in a just a few simple steps.
Our network of trusted and approved lenders are ready to provide the money you need today.

*THE OPERATOR OF THIS WEB SITE IS NOT A LENDER, does not broker loans to lenders and does not make short term cash loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a lender. Providing your information on this Web Site does not guarantee that you will be approved for a short term cash loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all lenders can provide up to $2,500. Cash transfer times may vary between lenders and may depend on your individual financial institution. In some circumstances faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change from time to time and without notice. For details, questions or concerns regarding your short term cash loan, please contact your lender directly. Short term cash loans are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term solution. Residents of some states may not be eligible for a short term cash loan based upon lender requirements. This service is not available in New York or to New York borrowers due to interest rate limits under New York law.

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